financing your home in the holy land

Yes. Many of our clients earn income outside Israel. We specialize in preparing the right documents for Israeli banks (such as tax returns, pay stubs, and accountant letters) to help you qualify.

For foreign buyers, banks usually require 35–50% down payment. For Israeli residents and Olim, it can be lower — as little as 25%, depending on the property and bank.

Typically, 2–4 weeks from application to approval. With our in-house mortgage specialists, we often streamline the process to get faster results.

Yes. Banks in Israel often allow you to secure an interest rate in advance. This is especially helpful for pre-construction or group-buy projects.

Israeli banks offer:

Fixed-rate mortgages

Adjustable-rate mortgages

Blended options (a mix of fixed and variable)

Interest-only periods (for investors waiting on rental income or project completion)

Absolutely. Many homeowners refinance after 2–3 years to lower their rates. Our team can help you restructure your loan for better terms.

Typical documents include:

Passport / Teudat Zehut (ID)

Proof of income (tax returns, pay slips, accountant letters)

Bank statements

Contract of sale for the property

We’re not just brokers — we are part of the Eretz Capital ecosystem, meaning you get real estate, legal, and mortgage services under one roof. This saves time, reduces stress, and ensures transparency.